Is Buying FIFA Points and Packs Worth it or a Scam? Here is the Math!

Since buying FIFA coins is super risky these days as EA tends to reset or ban the accounts of a big percentage of people who buy coins, some people have asked me if it’s worth spending any money on FIFA Points to buy packs?

For those unaware, FIFA points are an alternative to coins in FIFA’s Ultimate Team mode. While coins can be earned by completing in-game tasks like daily objectives, playing matches and using a variety of trading methods, FIFA points can only be bought with real hard earned cash.FIFA Points are used primarily to buy FUT Packs which contain players that can either be used or even sold on the games transfer market.FIFA 18 reportedly earned EA $800 million in revenue from FIFA Points alone

A Reddit user u/TapeTen, did the math for us, by doing a research on this subject and opened a mind-numbing 651 packs from a whopping 453650 FIFA Points, worth over €3800 when purchased in bundles of 12000 (which have the best money-to-points value).


In total, he pulled 9961 items, of which 6992 were player cards, and 4483 were rare gold cards.

Out of his 6992 player cards, a mere 70 special cards were packed. Special cards include (Hero, OTW, TOTW,TOTS).

If you think this is bad,it gets worse.A grand total of ‘0’ Icon Cards were pulled. It just goes to show the absurd drop rates these special cards have. Granted, you’d think that only special cards must have horrible drop rates, but that does not seem to be the case…

The top ‘9’ Non IF Gold Cards last year-
94-rated Cristiano Ronaldo
93-rated Lionel Messi
92-rated Luis Suarez
92-rated Neymar Jr.
92-rated Manuel Neuer
91-rated Kevin De Bruyne
91-rated Eden Hazard
91-rated David De Gea
91-rated Robert Lewandowski

All these cards were packed for a combined total of – ‘0’ times.Yes, you read that right, not even 1 of the Top 10 cards was packed out of 6992 player cards.

His findings indicate that when a pack is opened, a card isn’t randomly drawn from the category of ‘rare gold cards’ but rather it is skewed towards those with lesser value.

This is clearly evident once we have a look into the underlying numbers.
About 10% of rare gold cards in FUT are rated 85-89, and about 1% of rare gold cards are rated 90 or more.

So if all the cards were equally likely to be pulled we should have expected a similar return in our packs.This isn’t the case check out the results he had for these brackets:

85-89: 1.6%
90+: 0,02%

He makes a curious example by comparing 3 pairs of brothers all who have rare gold cards namely-Romelu/Jordan Lukaku, Paul/Florentin Pogba and Eden/Thorgan Hazard.Each pair had one high rated brother-Paul ,Romelu and Eden and one relatively low rated brother-Florentine,Jordan,Thorgan.

In 651 packs, the higher rated brothers were pulled only once-that too, the lowest rated amongst them-Romelu Lukaku. Whereas,the lower rated brothers were pulled 14 times in total-Jordan Lukaku was pulled 3 times, Florentin Pogba was pulled 6 times & Thorgan Hazard was pulled 5 times.

This was his entire distribution of cards he got from the experience:

– Players rated from between 75 to 79 were packed a total of 2634 times (58.76%)
– Players rated from between 80 to 84 were packed a total of 1776 times
– Players rated from between 85 to 89 were packed a total of 72 times
– Players rated from between 90 to 94 were packed a total of 1 time.

This is already really bad, but if you then consider that a cheap 80-84 player is much more likely to be packed than an expensive 80-84 player, then you get a full picture of how much a scam opening packs is.


He also calculated the “return to player” (RTP) from the packs, as a measure of what was typically returned per spent fifa coin. He did this by totalling the value, according to, of every card in a pack, and he then divided this value by EA’s asking price for the pack.

So, for example – a pack that contains cards worth 50,000 coins, and with a cost of 100,000 coins, has a RTP of .50 (or 50%), whereas a pack with that has cards worth 200,000, and with a cost of 100,000, has a RTP of 2.0 (or 200%).

Across the 651 opened packs, the average RTP was .58, or 58%. However,he says that this average is slightly skewed by a couple of rare instances where the packs contained something very valuable. A better indication of what could typically be expected from packs is probably the median (or middle) RTP, which was 38.9% (that is 38900 from a pack sold for 100000). You can see his entire spreadsheet which he made public.

So being very positive and generous about this numbers, every time you open a pack you are roughly losing half your coins.


It is pretty obvious that you should not be opening packs at all, regardless of whether you obtain them by spending FIFA coins or by spending your hard earned money on FIFA Points.

With a total of $3800 US dollars spent, according to he got back 13.8 Million Coins.

With FUTMillionaire we have a ton of users, not even hardcore, just casuals, who make well over 1 Million coins per month with just 1 account, and it costs $20.

So it’s pretty clear if you want to build a 10-15 Million team there is no other real alternative these days then getting the FUTMillionaire app, firing up 3-5 trading accounts with additional licenses and you should have that many coins in 2-3 months.


So the next time one of your friends think that it’s not a bad idea to load up a few points because someone on Twitter packed TOTS Messi and TOTS Ronaldo in the same pack, share this article with them and bring them back to their senses. You’ll save them 20 bucks and an immeasurable amount of disappointment.

In an endless war against loot-boxes and pay-to-win games, research like this is the first step. But it won’t make a difference until and unless all the of the fanbase and community come together and stop pumping money into packs and loot boxes.

Netherlands and Belgium have already started banning loot-boxes in games, and have forced EA to release odds of their loot boxes or else EA will have to face fines.